Guide To Using Apple Cash

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Make sure you have the latest version of iOS and the latest version of the Messages app.
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Go to the Settings app on your iPhone or iPad and select "Wallet & Apple Pay."
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Tap on "Add Credit or Debit Card" and follow the prompts to add a credit or debit card to your Apple Cash account.
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Once your card is added, you can start using Apple Cash by sending or receiving money through the Messages app. To send money, simply open a conversation in the Messages app and tap on the dollar sign icon. Enter the amount you want to send and tap "Send."
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To receive money, simply open the conversation in which someone sent you money and tap "Accept" to add the money to your Apple Cash account.
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You can use the money in your Apple Cash account to make purchases online or in-store at participating merchants, or you can transfer it to your linked bank account. To do this, go to the Settings app and select "Wallet & Apple Pay." Tap on your Apple Cash card and select "Transfer to Bank."
Here's a video demonstrating how to use Apple Cash: